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Health Shield

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About Health Shield

Health Shield is a leading provider in the health cash plan sector, ranking as the second-largest in terms of paid-for corporate memberships. Known for its innovative approach, Health Shield offers flexible and tailored solutions to help individuals and organisations manage everyday healthcare costs and enhance overall wellbeing. With a history of providing workplace-focused health benefits, Health Shield supports businesses in creating healthier, more productive workforces.

Company Info
Social Media
LinkedIn  ·  X/Twitter  ·  Facebook
Year Founded
1877
Headquarters
Crewe, United Kingdom
Company Size
51–200

Perkwise Insight

Overview

Health Shield We started in 1877, helping railway workers keep their health on track. Today, they design and build employee health benefits packages to meet the specific needs of businesses and their employees, no matter the size or shape. They specialise in health cash plans that reimburse employees for everyday healthcare costs, from dental checkups to specialist consultations. Unlike comprehensive medical insurance, Health Shield focuses on preventative care and everyday health expenses, making quality healthcare accessible to employees while helping employers control benefit costs.

Best For

Small and Mid-market companies.

Pricing

Not listed on their website but offers 4 package options: Select, Tailored, Flexible and Corporate.

Customers

Over 400,000 customers, including Fujitsu, West Midlands Railway and ISIO.

Pros
Fast claims processing
Preventative health focus
Flexible benefit structure
Employees can choose how to allocate their benefit allowances across different health services, making it more likely they'll actually use and value the benefit.
Cons
UK-centric coverage
Limited international coverage makes it less suitable for companies with significant overseas operations.
Some benefit caps are low
On lower-tier plans, certain benefit categories have relatively low annual maximums that can be reached quickly by employees who need regular treatments.
More Info

Key Features & Benefits

Health Cash Plan Reimbursement

What It Does

Provides tax-free cash back on everyday health expenses up to annual limits.

Why It Matters

Employees can visit practitioners of their choice and claim back costs quickly, removing financial barriers to accessing preventative healthcare.

Online and Mobile Claims

What It Does

Enables employees to submit claims and track benefits through the Health Shield web portal and mobile app.

Why It Matters

The streamlined claims process takes less than a minute to complete and significantly reduces administrative workload for HR teams.

Employee Assistance Program (EAP)

What It Does

Offers confidential counseling, legal information, and emotional support services.

Why It Matters

Provides meaningful mental health support at a time when workplace stress is at an all-time high. The 24/7 telephone support means employees can access help exactly when they need it.

Health Screening

What It Does

Offers regular health assessments to identify potential health issues early.

Why It Matters

Catches health problems before they become serious, reducing absenteeism and potentially saving lives.

Implementation & Support

Setup Process

The implementation process is fairly straightforward with minimal IT requirements. Health Shield handles most of the heavy lifting, including providing employee communication materials.

Technical Requirements

Since Health Shield operates primarily through their own systems, employers simply need to provide employee data in a standard format (typically Excel). Their systems integrate with most major HR platforms, though the depth of integration varies.

Support Options

  • Dedicated account manager for all corporate clients
  • UK-based call centre (8am-6pm Monday-Friday)
  • Email support
  • Online knowledge base
  • Employee onboarding webinars

Alternatives

Other Health Cash Plans Vendors