Categories  /  Group Risk  /  Aviva

Aviva

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Information

About Aviva

Aviva is one of the UK’s largest and longest-established insurance providers, offering a broad portfolio of insurance, savings, investment, health, pension, and retirement products to individuals and businesses. 

Company Info
Website
Social Media
LinkedIn  ·  X/Twitter  ·  Facebook  ·  YouTube
Year Founded
1969
Headquarters
York, United Kingdom
Company Size
10,000+

Perkwise Insight

Overview

Aviva is the largest provider of life insurance in the UK. They also offer private medical insurance alongside group protection products (life insurance, critical illness, income protection). Think of Aviva as your one-stop shop for employee protection – rather than buying health insurance from one provider, life cover from another, and income protection from a third, Aviva can structure an integrated benefits package that works together seamlessly.

Best For

Companies wanting comprehensive health and protection integration

Pricing

Custom quote

Customers

25m+

Pros
Predictable Multi-Year Pricing
Aviva's Optimum Referral option includes two-year pricing agreements
DigiCare+ Workplace Integration
Direct-Access Pathways
Integrated Group Protection Products
Cons
Expert Select Restricts Provider Choice
More Info

Key Features & Benefits

DigiCare+ Workplace Digital Health Platform

What It Does

Mobile app providing unlimited 24/7 services including Virtual GP, mental health consultations, nutritional consultations, personalised wellness action plans, physiotherapy assessments for musculoskeletal issues, and second medical opinions.

Why It Matters

Employees can get prescriptions issued electronically, fit notes provided, referrals to specialists, and medical advice faster. The mental health access is particularly valuable – speaking with a therapist within days rather than NHS waiting lists measured in months can prevent minor issues escalating into crises.

Mental Health Pathway

What It Does

Provides direct access to mental health support including 24/7 stress counselling helpline, telephone assessments with mental health clinicians, referrals to counselling and cognitive behavioural therapy (CBT), and transfer to psychiatric care if needed.

Why It Matters

For businesses, mental health absence is expensive and disruptive; early intervention through counselling prevents escalation to long-term psychiatric absence.

Cancer Care Pledge and Support

What It Does

Provides comprehensive cancer coverage including diagnosis and treatments recommended by specialists

Why It Matters

Having comprehensive private coverage means access to treatments NHS may not fund, shorter wait times for diagnostic scans and surgery, and ability to choose oncologists and treatment centers.

Implementation & Support

Setup Process

  • Initial Consultation & Quote
  • Coverage & Underwriting
  • Policy Documentation & Setup
  • Employee Communication & Activation
  • Ongoing Administration

Technical Requirements

  • Employee census data in Excel or CSV format
  • Company information (industry classification, locations, headcount trends)
  • Historical claims data if switching from another insurer (optional but may improve pricing)
  • Bank details for premium payment setup (monthly direct debit or annual payment options)
  • Payroll system integration for benefit-in-kind reporting (P11D)

Support Options

  • Dedicated Account Managers
  • Employer Portal
  • Healthcare Trading Centre
  • Email Support
  • Broker Support
  • Communication Resources

Alternatives

Other Group Risk Vendors