About Legal & General
Legal & General is one of the largest financial services groups in the UK, providing a wide range of insurance, pensions, retirement, investment and protection products. It helps individuals and businesses with financial security through life insurance, income protection, business protection, workplace pensions, retirement solutions and investment services.
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Perkwise Insight
Legal & General is one of the UK's most established financial services providers, offering a comprehensive suite of workplace benefits including group life assurance, group income protection, group critical illness cover, and workplace pensions. What distinguishes L&G from newer entrants is their depth of experience-they've been protecting British families and businesses since 1836.
UK businesses seeking comprehensive group protection
Custom quote
13m
Key Features & Benefits
Spark Employee Wellbeing Platform
Comprehensive mobile app providing employees with nutrition planning, fitness tracking with challenges, self-guided meditation, wellbeing podcasts, digital gym access, and personalised health resources.
Spark solves the communication problem that plagues most group protection schemes. Instead of benefits buried in PDFs nobody reads, employees have an engaging app they actually open.
Employee Assistance Programme (EAP)
Provides confidential 24/7 support through Health Assured for personal or work-related issues including counselling, legal advice, financial guidance, and practical support.
Mental health and wellbeing issues are now the leading cause of long-term absence in the UK. L&G's partnership with Health Assured provides genuinely comprehensive support that catches issues before they become claim-worthy disabilities.
Rehabilitation and Return-to-Work Support
Provides access to funded physiotherapy, psychological treatment, occupational therapy, and vocational rehabilitation specialists who build structured return-to-work programs.
L&G's proactive rehabilitation approach measurably reduces claim durations. This benefits everyone: employees recover better with proper support, employers get team members back sooner, and L&G reduces claim costs (which keeps premiums competitive).
Implementation & Support
Setup Process
- Quote generation
- Benefit design finalisation
- Underwriting and medical assessment
- Policy documentation and setup
- Employee communications
- Go-live
Technical Requirements
- Employee census data
- Company information
- Email address for Spark access and communications
- Smartphone recommended for Spark app
- Payroll integration available for premium collection
- Benefits administration platform connections for larger employers
- API access for enterprise-scale implementations
Support Options
- Dedicated account manager
- Technical claims support team
- 24/7 emergency claims line for serious incidents
- Regular scheme reviews and management information
- Communication toolkit and materials through Spark
- Training and education webinars