Categories  /  Flexible Benefits  /  Forma

Forma

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About Forma

Forma (formerly Twic) offers a customisable benefits platform that allows organisations to create lifestyle spending accounts, wellness programs, and flexible benefits. Their solution includes a user-friendly app, benefits card, and administrative dashboard.

Company Info
Website
Social Media
Year Founded
2017
Headquarters
San Francisco, California, United States
Company Size
51–200

Perkwise Insight

Overview

Forma (formerly Twic) is a comprehensive life benefits platform that helps companies design and manage their employee benefits programs. Rather than the traditional one-size-fits-all approach, Forma enables organisations to offer highly flexible, personalised benefits that employees can customise to fit their needs and lifestyles. The platform brings together pre-tax and post-tax spending accounts under one roof, giving employees unprecedented choice while dramatically simplifying administration for HR teams.

Best For

Enterprise companies with global or distributed teams

Pricing

Undisclosed, contact for more information

Customers

Over 300 companies including Peloton, Snap, Etsy and Lululemon

Pros
Unmatched flexibility for employees
Simplified administration
Multiple convenient spending options
Fast, reliable claims processing
Cons
Limited automatic merchant updates
The Forma Card doesn't automatically update approved merchants across different locations, requiring manual approval processes that could be streamlined.
More Info

Key Features & Benefits

Lifestyle Spending Account (LSA)

What It Does

Provides customisable post-tax spending accounts that employers can configure based on their specific workforce needs and budget.

Why It Matters

LSAs give employers incredible flexibility to design benefits programs that align with company values while giving employees the power to choose benefits that matter most to them – from wellness to education to family support – increasing perceived value and utilisation.

Multi-Option Spending

What It Does

Offers three distinct ways for employees to access their benefits: shopping in the Forma Store with pre-negotiated discounts, using the Forma Visa Card for direct purchases, or submitting claims for reimbursement.

Why It Matters

This system eliminates barriers to benefit usage by accommodating different spending preferences and reducing out-of-pocket expenses, leading to higher program engagement and employee satisfaction.

Global Benefits Management

What It Does

Supports benefits administration across multiple countries with country-specific configurations and compliance measures.

Why It Matters

Companies with international workforces can deliver consistent benefits experiences while respecting local regulations and preferences.

Comprehensive Admin Dashboard

What It Does

Delivers real-time insights on program usage, budget allocation, and engagement metrics through an intuitive administrative portal.

Why It Matters

HR professionals gain visibility into benefits utilisation patterns, allowing them to adjust programs based on actual employee behaviours and preferences while simplifying budget management and forecasting.

Implementation & Support

Setup Process

The implementation process includes:

  • Initial strategy consultation to define program structure and guidelines
  • Platform configuration and branding customisation
  • Integration with HRIS, payroll, and other relevant systems
  • Employee communication planning and launch materials preparation
  • Administrator training and documentation

Technical Requirements

Forma is a cloud-based SaaS solution requiring no on-premise installation. The platform works with most major HRIS and payroll systems, though the depth of integration varies. Single sign-on (SSO) capabilities support most standard authentication protocols. Employees need only a web browser or smartphone to access the platform, with native mobile apps available for iOS and Android.

Support Options

Forma provides multi-tiered support, including:

  • Dedicated customer success managers for strategic guidance
  • Technical support via email, chat, and phone during business hours
  • 24/7 member support for employee-facing questions
  • Self-service knowledge base with implementation guides and best practices
  • Regular check-ins and quarterly business reviews for larger accounts

Customer Reviews

“I absolutely love Forma! It’s a flexible wellness benefits platform that supports a variety of health & lifestyle needs. One of its best features is the Forma Store, which offers access to vendors & products like fitness equipment, gym memberships, workout classes, & general well-being services like massages.”
Brinley S.  ·  Associate, Shoppable Media  ·  Source: g2.com
5
“Forma is really easy to use. The dashboard when you log in is intuative and clearly displayed. This means I know exactly how much I can claim in total and how much is left in each available benefit that my company offers me. submitting the claim is extremely easy too, and as I use it very often (three or four times per month, this is good news) it requires few details as we as a photo for proof and off it goes.”
Steve M.  ·   ·  Source: g2.com
5

Alternatives

Other Flexible Benefits Vendors